Attention homeowners in New Buffalo and Berrien County: Get an Appraisal today!

The top 7 reasons why MI homeowners order from Shoreline Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Berrien county's assessment of your property
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MI divorce, where property needs to be divided
  7. Settle an estate in MI by determining the true market value of real estate in question

Need help deciding the value of your house in or near New Buffalo, MI?
Contact Shoreline Appraisal.

At Shoreline Appraisal, we understand the individual needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Shoreline Appraisal, we're veterans in helping homeowners just like you abolish unwanted PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Shoreline Appraisal is your best weapon.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Shoreline Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Shoreline Appraisal can help with that too. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.